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Prepared ForCenter for Christianity and Scholarship (CCS)
Monthly Budget CalculatorPlan Details
2026–2027 Benefits Renewal

Employee Monthly Benefits & Budget Guide

CCS is offering four medical plans from Blue Cross NC. CCS pays 100% of your Employee-Only monthly rate on the Base Plan (Silver 3500). If you enroll yourself on Silver 3500, your monthly cost is $0.00/month. If you select a richer plan (such as Gold) or add family members, you pay the difference.

Fast-Fill Staff Census Profiles

Click a staff member below to pre-populate exact household dates of birth, or enter your own DOB below.

Dynamic DOB Budget Calculator

See Your Exact Monthly Cost Across All 4 Plans

Enter your Date of Birth to establish your monthly CCS contribution, then optionally add family members to see your monthly budget responsibility.

1. Enter Household Dates of Birth

Calculated Age: 37 years old
Age: 42
3 Children
CCS 100% Monthly Employer Contribution
Base Plan (Silver 3500 EE Rate):$599.85 /mo
This credit is applied toward whichever plan you elect.

2. Your Monthly Cost by Plan

CCS Base Plan
Blue Options (Broad PPO Network)

Base Plan: Silver 3500

$3,500 Ded | $55 PCP Copay | $110 Specialist

Your Monthly Responsibility$1754.01 /mo
Total Plan Premium: $2353.86 /moCCS Pays: $599.85 /mo
Blue Options (Broad PPO Network)

Gold: Blue Options 2000

$2,000 Ded | $30 PCP Copay | $60 Specialist | $600 ER

Your Monthly Responsibility$2260.07 /mo
Total Plan Premium: $2859.92 /moCCS Pays: $599.85 /mo
Blue Options (Broad PPO Network)

Bronze: Blue Options 8300 HSA

$8,300 Ded | 0% Coinsurance | Broad Network + HSA

Your Monthly Responsibility$1461.54 /mo
Total Plan Premium: $2061.39 /moCCS Pays: $599.85 /mo
BlueHPN (High Performance Network)

Bronze: BlueHPN 8300 HSA

$8,300 Ded | High Performance Network | Lowest Premium

Your Monthly Responsibility$1062.66 /mo
Total Plan Premium: $1662.51 /moCCS Pays: $599.85 /mo

Summary of the 4 Blue Cross NC Plan Designs

Option 1 • Rich Coverage

Gold: Blue Options 2000

Comprehensive copay plan utilizing the broad statewide and national PPO network. Features low deductibles and predictable copays.

  • Deductible: $2,000 Ind / $4,000 Fam
  • Max Out-of-Pocket: $6,250 Ind / $12,500 Fam
  • PCP Office Visit: $30 Copay (First 3 $0)
  • Specialist Visit: $60 Copay
  • Urgent Care: $60 Copay
  • Emergency Room: $600 Copay
  • Prescriptions: $4 / $15 / $35 / $50 ($0 Ded)
  • Out-of-Network: 50% Coinsurance
Best for: Frequent healthcare users desiring lower out-of-pocket costs at appointments.
CCS Base Plan
Option 2 • Employer Benchmark

Silver: Blue Options 3500

The employer benchmark plan. 100% funded by CCS for Employee-Only coverage. Balances affordable monthly cost with copay convenience.

  • Deductible: $3,500 Ind / $7,000 Fam
  • Max Out-of-Pocket: $9,500 Ind / $19,000 Fam
  • PCP Office Visit: $55 Copay (First 3 $0)
  • Specialist Visit: $110 Copay
  • Urgent Care: $110 Copay
  • Emergency Room: $1,500 Copay
  • Prescriptions: $15 / $40 / $80 / $120 ($0 Ded)
  • Out-of-Network: 60% Coinsurance
Best for: Balanced coverage with $0 employee-only monthly cost funded 100% by CCS.
Option 3 • Broad PPO + HSA

Bronze: Blue Options 8300

High Deductible Health Plan (HDHP) paired with a Health Savings Account (HSA) using Blue Cross NC's broad national PPO network.

  • Deductible: $8,300 Ind / $16,600 Fam
  • Max Out-of-Pocket: $8,300 Ind / $16,600 Fam
  • Coinsurance: 0% after deductible
  • Preventive Care: $0 (No charge)
  • Primary & Specialist: 0% after deductible
  • Prescriptions: 0% after deductible
  • HSA Compatible: Yes (Triple tax savings)
  • Out-of-Network: 30% Coinsurance
Best for: Employees wanting lower total cost, broad doctor choice, and HSA tax savings.
Option 4 • High Performance

Bronze: BlueHPN 8300

High Deductible HSA-eligible plan using Blue Cross NC's curated High Performance Network (BlueHPN), offering the lowest overall premium.

  • Deductible: $8,300 Ind / $16,600 Fam
  • Max Out-of-Pocket: $8,300 Ind / $16,600 Fam
  • Coinsurance: 0% after deductible
  • Preventive Care: $0 (No charge)
  • Primary & Specialist: 0% after deductible
  • Network: BlueHPN Network Only
  • HSA Compatible: Yes (Triple tax savings)
  • Out-of-Network: Emergency Only
Best for: Members in the Triangle comfortable using BlueHPN providers to maximize premium savings.